• Standard Variable Rate
• Base Rate Tracker
• Discount Rate
• Fixed Rate
• Fixed Rate - with low deposit
• Mortgage Calculator
• Apply
• Details of Charges
• Treating Customers in Arrears Fairly

Variable Rate - with low deposit

Rate 5.50% (HU and YO Postcode Areas Only)

Standard Variable Rate 4.75% + 0.75% reducing by 0.25% per year for 3 years
Typical overall cost for comparison APR 5.1% 

• £499.00 completion fee
• Maximum Loan £150,000
• Maximum loan to value ratio 90%
• Capital and Interest repayment terms only
• A Higher Lending Charge applies to loans over 80% loan to value ratio 
• Offset Savings Facility available
• If you wish to repay the loan earlier an early repayment charge of 2.00% of the sum repaid will be made during the period of the scheme, however up to 10% of the original loan advance can be repaid each year without penalty.
• At the end of the scheme, your mortgage will switch to the Society's Standard Variable Rate

For details of how to apply for any of the Society's mortgages or obtain a Key Facts Illustration, please visit our application page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE